AUS Insurance Risk Index
ELEVATED
LOWMODERATEHIGHCRITICAL
55
/ 100
COMPOSITE INSURED RISK SCORE
⬡ AI SYNTHESIS — LIVE
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RBA Rate Environment
RESTRICTIVE
RBA Cash Rate
—
HOLD
AUD / USD
—
Live ECB rate
Inv. Yield (est.)
—
Derived from RBA rate
AUD / EUR
0.594
FX
Elevated rates boosting float income. AUD weakness adds 10–12% to USD-denominated reinsurance costs.
Inflation Signals
CLAIMS PRESSURE
AUS CPI
—
↑ Above target
Building Costs
6.2%
Q3 2024 · ABS PPI
Motor Claims
8.4%
FY2024 · APRA GI
Medical / Hosp
4.8%
Q3 2024 · ABS CPI
Legal / Liability
7.1%
FY2024 · APRA GI
Contents Costs
4.3%
Q3 2024 · ABS CPI
ⓘ Claims cost indices are point-in-time from ABS PPI / APRA GI Performance Statistics. AUS CPI is live from ABS API.
↗ APRA GI Stats
Australian Peril Map
4 ACTIVE PERILS
LIVE BOM DATA
ICA EVENT TYPES
Cyclone / TC
Flood
Wildfire
Storm / Hail
BOM Weather Risk
ICA events plotted from NewsAPI · BOM weather risk from Open-Meteo
Active Perils
—
From BOM + ICA
BOM Warnings
—
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Hardening (FY2024)
+28%
N.QLD Home · ICA
Affordability
42%
N.QLD · 2024 · ICA
Supply Chain — AUS Impact
6 ACTIVE
AUS Insurer Monitor
ASX LIVE
Reinsurance Capacity
Affordability Crisis
Australian Peril Monitor
ICA NEWS
Combined Ratio — AUS Lines
FY2024 · APRA
Market Intelligence
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